James CollinsBreaking Up
with the
401(k)Stop financial autopilot.
Start reading the rulebook.
with the
401(k)Stop financial autopilot.
Start reading the rulebook.
The Rulebook Project
Your 401(k) is an account.
It is not the whole plan.
Breaking Up with the 401(k): How to Stop Financial Autopilot and Start Reading the Rulebook is an in-development educational project from James Collins. It challenges the idea that a default contribution, target-date fund, or account balance can substitute for understanding liquidity, taxes, risk, time horizon, and the rest of a financial life.
Read the rulebook.Question the default.Restore intention.
Explore QFiRE educationThis project is educational. It does not recommend abandoning a 401(k), making a transaction, or following one strategy for every person. Publication and availability details will be posted only when confirmed.